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Showing posts from January, 2020

The Most Embarrassing Phone Call I Ever Made

 Those of you who have been through the process of getting a mortgage will know  the importance of the whole ‘affordability’ thing. You know, when you present  bank statements to the lender and show you can afford the money you want to borrow; and that you’re not frittering your earnings away on too many take-aways, clothes, posh cars or exotic holidays. Anyway, I was thinking about what to write about next and I was reminded of what is  possibly the worst phone call I’ve ever made. Just the memory of it makes me cringe.  I can't believe I did it. It is so embarrassing!* Basically around the age of 18, a Dogs Charity caught me at a hormonal moment. I saw  a TV advert showing this poor cold and hungry dog – skinny, miserable and unloved  and I felt compelled to help. Frankly, it must have been an amazing advert because the truth is I am more of a cat person. Fast forward 2 years and my now-husband was looking at my bank statements as we prepared to apply for our fir